The fastest way to analyze any real estate deal in 60 seconds.
Investor-grade calculators for DSCR loans, BRRRR, fix & flips, and foreign national financing — built by a real mortgage broker who can actually fund the loan.
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Real investors. Real results.
From DSCR closings to foreign national purchases — here's what investors and their agents say about working with us.
Kevin found us a DSCR loan when three other lenders said no. The deal penciled out at a 1.28 ratio and we closed in 28 days. The calculator let us run 10 scenarios before we even called him.
I'm from Brazil with no US credit history. MortgageToday closed my Fort Lauderdale condo with 30% down and no tax returns. I didn't think it was possible until I found this platform.
As a RE/MAX agent I send all my investor clients here first. The DSCR calculator gives them a real answer before we tour properties. It's saved us from chasing deals that wouldn't qualify.
We used the BRRRR calculator to map out our refinance before we even bought. Eight months later Kevin had the DSCR refi ready. We pulled out $87k and kept the property cash flowing positive.
I'm self-employed and banks always wanted tax returns that make it look like I earn nothing. Kevin used a bank statement loan and we closed on our investment property in 21 days. Incredible.
The Fix & Flip calculator showed I was overestimating my ARV by $30k. Kevin caught it before we closed. That tool literally saved me from a bad deal — then he funded my next flip at 90% LTC.
Every calculator a serious investor needs.
The investor financing toolkit that helps real estate professionals analyze deals, create professional reports, and connect investors with financing. Each tool gives you a clear answer, a professional PDF report, and a real broker behind it who can fund the loan.
DSCR Calculator
DSCR ratio, cash flow, cap rate, cash-on-cash, and a deal grade — the fastest way to know if a rental qualifies for financing.
Rental Property Analyzer
Full monthly P&L with NOI, cap rate, cash-on-cash, GRM, and DSCR. Cleaner than BiggerPockets — and tied to a lender who can fund it.
BRRRR Calculator
See exactly how much capital you recover, your BRRRR score out of 100, and whether the deal is an infinite-return play.
Fix & Flip Analyzer
Net profit, ROI on cash in, annualized return, and an automatic 70%-rule check so you never overpay on a flip.
Foreign National Qualifier
Pick your country and visa status to see exactly which programs fit, estimated rates, and the documents you need. No US credit required.
Investor Borrowing Power
Enter your existing rentals and see your real maximum purchase price — calculated the way a DSCR lender actually does it.
Bridge Loan Calculator
Buy before you sell. See your interest-only bridge cost and exactly what your payment drops to once your current home closes.
STR Analyzer
Airbnb and VRBO cash flow, DSCR, RevPAR, and STR vs. LTR premium — with seasonal revenue modeling.
ITIN & Self-Employed Qualifier
Answer 6 questions and get matched to the right loan program — DSCR, Bank Statement, ITIN, or Foreign National.
LLC Entity Guide
Interactive decision tool: LLC vs personal name vs trust. Know your options before you close.
Affordability Calculator
Max purchase price, front and back DTI breakdown, and a scenario chart showing what moves your number — by loan program.
Debt Consolidation Calculator
Roll high-rate credit card and loan debt into one mortgage payment. See monthly savings, break-even, and 5-year net benefit.
Rent vs. Buy Calculator
Net worth comparison over 5-20 years. Break-even year, monthly cost difference, and which path builds more wealth.
Mortgage Payment Calculator
Full PITI with taxes, insurance, PMI, and HOA. Optional DTI check to see what you qualify for.
Refinance Analyzer
Monthly savings, break-even point, and lifetime cost after closing costs — know if a refi actually makes sense.
HELOC Calculator
See your available equity, draw-period payment, and repayment phase. Tap equity to fund the next deal.
AI Deal Analyzer
Enter your numbers, then let AI explain the results in plain English — what the DSCR really means, which financing fits your profile, the risks to watch, and exactly what would improve the deal. Built on the same numbers our calculators already run, reviewed against real lending guidelines.
Creative solutions for complex deals.
MortgageToday LLC powers the financing behind this platform. When the numbers work, we can fund it — with programs traditional lenders won't touch.
Bridge Loans
Investor client needs quick capital to bridge a property sale? We provide interim financing so they never miss a deal while waiting for their current property to close.
Transactional Funding
Wholesale clients running a double closing? We fund the A-to-B side so they can secure the property and immediately close with their end buyer — same day, no seasoning required.
Fix & Flip
Investor planning a full property makeover? We fund both the acquisition and the rehab costs — so they can move fast on the buy, complete the renovation, and flip profitably.
New Construction
Building a residential investment property from the ground up? We provide construction financing with draw schedules, so funds release as each phase completes.
From address to answer in 60 seconds.
Pick your tool
DSCR, BRRRR, foreign national, fix & flip — choose the calculator that fits the deal you're looking at right now.
Enter the numbers
Type in the price, rent, rate, and a few details. Results update live as you go — no sign-up, no credit pull required.
Get your answer
See if the deal works, save a professional PDF, and book a call with a broker who can actually fund it.
A calculator site can't fund your loan. We can.
Most investor tools are run by software companies selling subscriptions. This one is run by a licensed mortgage broker who closes these exact loans every week.
Two ways to unlock your equity today.
5-Day Digital HELOC
Tap your home equity fast with a fully digital HELOC. Funding in as little as 5 days — no appraisal needed on most properties. Perfect for funding your next investment.
Start My HELOC →Free Property Value Report
Find out what your property is worth right now — free, instant, no obligation. Know your equity before you refinance or pull cash out.
Get My Free Report →Put your brand on every report.
Everyone uses the tools free. Realtors and loan officers who want their own logo, name, and license on every PDF upgrade to Pro.
- All 16 calculators & tools
- Live results & charts
- PDF reports (USInvestorLending branding)
- No account needed
- Your logo & branding on reports
- Saved deal library
- Client email delivery
- Everything in Free
- Your logo, name & license on every PDF
- Unlimited branded reports
- Saved scenario library
- Client email delivery
- Priority access to our team
- 7-day free trial to start
Need team pricing? Talk to our team.
Answers before you ask.
